Saltus
Investment-led wealth manager with integrated planning arm.
Saltus Asset Management was founded in 2004 by ex-private bank investment professionals. Saltus Financial Planning launched in 2015 to deliver integrated advice alongside the investment proposition. The Saltus Group now employs 450+ people and serves HNW private clients, charities and institutions. Privately owned with strong partner equity culture.
In short
Investment management firm founded in 2004; financial planning arm launched 2015. ~450 staff. Privately owned and partner-led.
01 · Charging Model
What it costs the client — and you.
Total client cost is what regulators care about — and what clients shop on. We unpick it across advice, platform and product.
Our take: Investment-led pricing — total cost competitive at HNW tier.
02 · Investment Proposition
Where client money goes
In-house DFM + whole-of-market planning.
- Multi-asset, equity-tilted DFM
- Charity and institutional mandates
- Risk-graded MPS
- Direct securities for larger portfolios
03 · Tech Stack
What you'll work with daily
- Intelliflo iO
- Proprietary investment ops
- FE Analytics
- Microsoft 365
Our take: Investment-led tech stack with proprietary middle office.
Strengths
Where it shines
- Strong investment heritage and track record
- Genuine partner equity model
- Privately owned — no PE timeline
- HNW & institutional credibility
- High client retention
Watch-outs
Where it stings
- Investment-led — less suited to pure planners
- Smaller scale than national consolidators
- Less central marketing for adviser lead-gen
- Partnership entry takes time to earn
04 · Who owns it
Ownership
No PE backing. Independence and partner alignment are central to the proposition.
Currently: Privately owned, partner-led
05 · Day-to-day
Culture
Investment-led, intellectually rigorous, low-ego. Suits advisers comfortable with markets and complexity.
06 · When you leave
Exit options
Partner equity bought out via internal mechanics. No proprietary platform lock-in.
07 · Payout Economics
Partner equity model with strong long-term economics
Senior advisers and investment professionals participate as partners — meaningful equity participation rather than salary-only.
08 · Real Voices
What advisers and clients actually say
A balanced selection of public reviews from Trustpilot, Glassdoor, the FT and trade press — both glowing and damning. We don't cherry-pick.
"Investment proposition is amongst the strongest in the independent space. Genuine partner culture."
"High calibre team. Equity participation is real, not theoretical."
"Sophisticated investment management with planning context. Reporting is excellent."
Fortis Connect Verdict
Best for
Investment-literate planners serving HNW clients who want partner equity in a privately owned house.
Watch out for
Pure protection or transactional advisers may find the investment-led culture less aligned.
Considering Saltus? Get an unbiased second opinion before you sign.
Talk to us →09 · Regulatory & Corporate Timeline
What's happened, and when.
- 2015
Saltus Financial Planning launched
- 2004
Saltus Asset Management founded